The is is not a why answer, but all quantum objects with magnetic moment (the ability to store energy in a changing magnetic field), have a proportional mass. This applies also to electrons, since they have a non-zero magnetic moment.
"... unless you look at string theory i think."
Better guess again, since not all strings express in "space" as "volume" only in the Universe.
"If an electron is a single point"
It has a "classical electron radius", but it *is* a point particle.... it only ever interacts via its field...
"(existing as an uncertainty in an electron cloud if you look towards chemistry)"
This has *nothing* to do with the electron. The *system* of "atom" has this property. When the atom gives up photons to the Universe, the Universe no longer gets to know specifics about the internals of the atom.
"If there is no volume how is there a mass?"
It still has a magnetic moment, and it has no size, no volume. Learn to live with disappointment.